HoldwellProperty
Research

How we read the data

Every recommendation we make shows its working. This is the method behind it.

Our sources

Market, suburb, pocket and property data comes mainly from HTAG Analytics, which brings together sales, listings, rental and census data. We also use CoreLogic RP Data for property records, the ABS and RBA for the economy, and councils and state agencies for planning, flood and bushfire overlays. Every figure we give a client carries its source and an "as at" date.

Four screens

ScreenWhat it isWhat we look at
SuburbThe whole locality, houses onlyPrices, rents, yield, vacancy, supply and demand, the market cycle, long-run growth, risk scores
EconomyThe drivers around the area, alongside every Suburb ScoreJobs and employment, infrastructure and major projects, transport, population growth
PocketA hexagon of a few hundred homes around the property, and its ring of neighboursThe same measures, compared with the suburb, plus flood and bushfire exposure and the local social mix
PropertyThe house itselfEstimate against comparable sales, land, condition, overlays, ownership history, and what we see on the ground

The Suburb Score

First, hard vetoes. We don't buy in a market that's overheated, already declining, with yield too low to hold, or with a high share of public housing. Then five measures, each scored 0 to 2: budget fit, cashflow fit, structural fit, timing fit and risk fit. A score of 8 or more is viable for your brief. Below 6 we tell you why, and what would change it.

What we never claim

  • We don't forecast prices. We show history and low, base and high scenarios, with the assumptions.
  • We don't publish "hotspot" lists. A suburb is only right against a brief.
  • We don't call an estimate a valuation. Only a registered valuer can value a property.
  • We don't give financial, credit or tax advice. Your broker, accountant and solicitor do; we work with them.

Monthly market update

Each month we publish a short read on rates, the economy and the housing market, with sources. [First update to be published at launch.]

Find your year.

A free 15-minute call with Nick. No pitch. We'll tell you straight whether investing first makes sense for you, or whether saving will get you there as fast.