Escape Plan example: a $1.25m home, $150k saved, $2,500 a month. Base case after selling costs, the loan and tax. Illustrative, not a forecast.
RBA cash rate4.60%National house values, Sep−1.2%Sydney−1.6%Melbourne−0.9%Brisbane−1.5%Adelaide−1.4%Perth−1.2%Hobart−0.4%Darwin+0.3%Canberra−1.1%Monthly change in house values, September 2026. Sources: RBA, Cotality HVI · Updated 22 Oct 2026RBA cash rate4.60%National house values, Sep−1.2%Sydney−1.6%Melbourne−0.9%Brisbane−1.5%Adelaide−1.4%Perth−1.2%Hobart−0.4%Darwin+0.3%Canberra−1.1%Monthly change in house values, September 2026. Sources: RBA, Cotality HVI · Updated 22 Oct 2026
The problem
You save harder. The target moves.
Watch the gap, not the balance.
Needed today
$319k
Needed in 5 years
$407k
Saved in 5 years
$339k
The gap$68kbetween what you need in 5 years ($407k) and what you'll have saved ($339k)
Example: a $1.25m home, 20% deposit plus costs. $150,000 saved, $2,500 a month at 3.5%, prices up 5% a year. Illustrative, not a forecast.
Year0
10
The lever
Your deposit is $65k. Growth works on $650k.
That's why the asset has to do the heavy lifting, and why picking the right one matters more than anything.
5% a year on your $65k deposit
+$41k
5% a year on the $650k house
+$409k
Over 10 years, before interest, costs and tax. A 10% deposit usually means lenders mortgage insurance. Illustrative, not a forecast. Growth isn't guaranteed, and leverage works both ways: a 5% fall on $650k is $32,500.
“I knew I wanted to be in the driver’s seat (I like to be in control), but I needed a GPS and Nick was like my Google maps, helping me navigate and get to my destination safely, strategically and quicker than the other routes.”
Jenny · First property · Google review
In their own words
Twenty five-star Google reviews.
Extracts from Google reviews of Nick’s previous work.
★★★★★
“One of the best Buyers Advocates that I’ve ever worked with. Nick is a true gentleman in every sense of the word. … Diligent, respectful, on the ball. The man knows his stuff, 10 stars if I could.”
Joseph D.★★★★★
“He reviewed and analysed many different properties before presenting us with the ones that truly matched our investment strategy. This gave us confidence that we were making a well-informed decision.”
Natalia T.★★★★★
“I delayed my property search journey for half a decade because I wasn’t investment-minded … If it weren’t for Nick, I can confidently say I still wouldn’t own an investment property.”
Mary★★★★★
“There were also a few times we chose to walk away from properties because we didn’t want to overpay, and he always backed the decision and kept me grounded when I felt like chasing.”
Steve H.★★★★★
“He didn’t just send through listings – he dissected every suburb, every property, and every comparable sale to make sure the decision was bulletproof.”
Mario B., mortgage broker★★★★★
“Nick didn’t just act as our buyer’s agent he fought for us, stood by us and treated our property purchase as though it were his own.”
Google review
★★★★★
“One of the best Buyers Advocates that I’ve ever worked with. Nick is a true gentleman in every sense of the word. … Diligent, respectful, on the ball. The man knows his stuff, 10 stars if I could.”
Joseph D.★★★★★
“He reviewed and analysed many different properties before presenting us with the ones that truly matched our investment strategy. This gave us confidence that we were making a well-informed decision.”
Natalia T.★★★★★
“I delayed my property search journey for half a decade because I wasn’t investment-minded … If it weren’t for Nick, I can confidently say I still wouldn’t own an investment property.”
Mary★★★★★
“There were also a few times we chose to walk away from properties because we didn’t want to overpay, and he always backed the decision and kept me grounded when I felt like chasing.”
Steve H.★★★★★
“He didn’t just send through listings – he dissected every suburb, every property, and every comparable sale to make sure the decision was bulletproof.”
Mario B., mortgage broker★★★★★
“Nick didn’t just act as our buyer’s agent he fought for us, stood by us and treated our property purchase as though it were his own.”
Google review
★★★★★
“Has an exceptional eye for property investment and does well to break down complex investment thesis into easy to understand terms!”
Joseph A.★★★★★
“You answered our calls immediately, chased up answers when we needed them, and always went the extra mile to make sure we had the information we needed as quickly as possible.”
Georgia C.★★★★★
“Buying interstate felt overwhelming, but Nick made the entire process seamless with his professionalism, market knowledge, excellent communication, and genuine support every step of the way.”
Ramona C.★★★★★
“Nick really took the time to understand what we were looking for and backed every recommendation with solid data and insight, which gave us so much confidence in our decisions.”
Google review★★★★★
“What stood out the most was how honest, upfront, and supportive he is throughout the whole process.”
Giovanna C., mortgage broker★★★★★
“Does his research and presents facts with supporting reliable information, and is very knowledgeable!! … Took the stress out of buying.”
Christina A.
★★★★★
“Has an exceptional eye for property investment and does well to break down complex investment thesis into easy to understand terms!”
Joseph A.★★★★★
“You answered our calls immediately, chased up answers when we needed them, and always went the extra mile to make sure we had the information we needed as quickly as possible.”
Georgia C.★★★★★
“Buying interstate felt overwhelming, but Nick made the entire process seamless with his professionalism, market knowledge, excellent communication, and genuine support every step of the way.”
Ramona C.★★★★★
“Nick really took the time to understand what we were looking for and backed every recommendation with solid data and insight, which gave us so much confidence in our decisions.”
Google review★★★★★
“What stood out the most was how honest, upfront, and supportive he is throughout the whole process.”
Giovanna C., mortgage broker★★★★★
“Does his research and presents facts with supporting reliable information, and is very knowledgeable!! … Took the stress out of buying.”
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