Run the numbers before you fall for the house.
The same four calculators we use every week with clients. Change any figure and watch every result move with it.
A $650,000 house renting at $560 a week
Where the rent goes a week, interest only
Losses on established property bought after 12 May 2026 can only be offset against residential income from 1 July 2027, so plan for this cost to come out of your pocket. Ask your accountant how it applies to you.
Yield gauge 0% to 8%
Yield is half the story. A high yield in a town with one employer can cost you more in lost growth than it pays in rent. We look at both.
The deposit you need, year by year
| Year | Home price | Deposit | Deposit grows by |
|---|
Value, loans and equity over 20 years
| In | Total value | Loans | Equity | Usable equity |
|---|
Numbers look interesting?
Book a free 15-minute call. We'll run them against your real situation and tell you straight what we'd do, including if saving is the better path.
General information only. These calculators don't consider your objectives, finances or needs and are not financial, credit, tax or investment advice. Results are estimates before tax using the figures you enter; growth figures are illustrative scenarios, not forecasts, and past growth is not a reliable guide to the future. Speak to a mortgage broker about borrowing and an accountant about tax. Nothing you type is sent or stored. EquityPath Investments Pty Ltd trading as Holdwell Property · ABN 78 682 844 793 · Australia-wide licensed buyer's agency.